Our Terms of Service


Welcome to Legal Bay, LLC (“Legal Bay”).

This document, henceforth referred to as the Terms of Service (“Terms”), constitutes a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Legal Bay, LLC (“we,” “us,” or “our”), concerning your access to and use of the legal-bay.com and lawsuitssettlementfunding.com websites as well as any other media form, media channel, mobile website, or mobile application related, linked, or otherwise connected thereto (collectively, the “Services”). The Services also encompass our SMS/text marketing initiatives, electronic mail communications, and any and all data, text, photographs, graphics, video, audio, or other material that are uploaded, downloaded, published, displayed, transmitted, or otherwise made available through the Services (hereinafter collectively referred to as “Content”).

You are advised to review these Terms carefully, as they contain important information about your legal rights, remedies, and obligations. By accessing, browsing, or otherwise using the Services, you: (i) acknowledge that you have read, understood, and agree to be bound by these Terms; (ii) agree to comply with all applicable laws, rules, and regulations with respect to your use of the Services; and (iii) represent that you have the legal capacity and authority to enter into these Terms. If you do not agree to these Terms, you are expressly prohibited from using the Services and must discontinue use immediately.

These Terms set forth the general rules and policies governing your use of our Services. Supplemental terms and conditions or documents that may be posted on the Services from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms at any time and for any reason. We will alert you about any changes by updating the “Last updated” date of these Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms by your continued use of the Services after the date such revised Terms are posted.

The information provided on the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.


Article 1: Use of Our Services

a. Eligibility

Subject to the terms and conditions herein, the Services provided by Legal Bay, LLC are available only to individuals who are at least eighteen (18) years of age (“Eligible Individuals”). By accessing or using the Services, you hereby affirm and warrant that you are an Eligible Individual, have the legal capacity to enter into these Terms, and agree to be legally bound by these Terms in their entirety.

b. Compliance with Laws

In utilizing the Services, you agree to adhere to all applicable federal, state, and local laws, statutes, ordinances, and regulations (“Applicable Laws”). Your use of the Services is contingent upon your full compliance with the aforementioned Applicable Laws, and any breach of such laws constitutes a breach of these Terms. You also agree to engage with the Services in a manner consistent with any and all applicable ethical guidelines, professional standards, and other governing principles.

c. Responsibility for Content

You are solely responsible for all data, information, text, photographs, graphics, messages, or other materials (“Content”) that you upload, post, publish, display, transmit, or otherwise use or make available through the Services. By submitting Content on or through the Services, you represent and warrant that: (i) the Content is accurate, (ii) you have all necessary rights to such Content and are authorized to provide it, (iii) the Content does not infringe upon any intellectual property rights, privacy rights, publicity rights, or other legal rights of any third party, and (iv) the Content complies with these Terms and all applicable laws and regulations.

d. Restrictions on Use

In your use of the Services, you are prohibited from engaging in acts that Legal Bay, LLC deems, in its sole discretion, to be misuse of the Services. Such prohibited acts include, but are not limited to, the following: (i) accessing or using the Services for any unlawful purpose; (ii) infringing on the intellectual property rights of others; (iii) collecting or storing personal data about other users of the Services without their express consent; (iv) interfering with or disrupting the integrity or performance of the Services, or the data contained therein; (v) attempting to gain unauthorized access to the Services or their related systems or networks; (vi) transmitting spam, chain letters, or other unsolicited email; and (vii) engaging in any conduct that restricts or inhibits any other user from using or enjoying the Services.

Failure to comply with these restrictions constitutes a breach of these Terms and may result in, among other actions, termination or suspension of your access to the Services.


Article 2: Legal-Bay Text Reminders and Marketing

a. Consent to Receive Communications

Upon opting into our SMS (Short Message Service) and electronic mail service, you hereby affirmatively consent to receive periodic text and email communications regarding your application submission, updates, and promotional marketing messages from Legal Bay, LLC. This consent is a material condition of your use of the Services and is not obligatory for the purchase of any products or services.

b. Termination of Communications

You are entitled to opt out of receiving SMS and email communications from us at any time. To discontinue receiving SMS messages, you may send a text message with the word “STOP” to the designated number provided by us. Upon receipt of your request, we will send a one-time message confirming your decision to unsubscribe. Subsequent to this confirmation, you will not receive further messages from us. Should you wish to opt in again in the future, you may do so by following the initial subscription process.

c. Assistance and Customer Support

Should you require any assistance regarding our text message service or encounter any issues, you may obtain support by replying with the keyword “HELP” to any of our messages or by sending an email to info@legal-bay.com.

d. Limitation of Carrier Liability

It is acknowledged that delivery of SMS messages is subject to the effective functioning of telecommunications networks and carriers, over which Legal Bay, LLC has no control. Therefore, Legal Bay, LLC is not liable for any delays, failures, or other issues in message delivery attributable to carriers or telecommunications network malfunctions.

e. Applicability of Message and Data Rates

Your agreement to receive SMS and email communications is subject to message and data rates, as determined and billed by your mobile carrier. You are advised to consult with your wireless service provider to understand any applicable message and data rates.


Article 3: Privacy and Data Use

a. Commitment to Data Privacy

Legal Bay, LLC is committed to protecting your privacy and ensuring the confidentiality of your personal information. The collection, use, and protection of your data are governed by our Privacy Policy, which can be accessed at https://lawsuitssettlementfunding.com/privacy.php. You are encouraged to review the Privacy Policy periodically to understand our practices regarding your information and how we will treat it.

b. Prohibition of Unauthorized Data Sharing

Legal Bay, LLC maintains a strict policy against the unauthorized sharing of any personal or opt-in information provided by you. Your information will not be shared with, sold to, or exchanged with any unauthorized third parties, except as required by law or as necessary to provide the Services to you.


Article 4: Disclaimer of Warranties and Limitation of Liability

a. Exclusion of Warranties

The Services provided by Legal Bay, LLC, including all content, functions, materials, and information made available on or accessed through the Services, are provided on an “as is,” “as available,” and “with all faults” basis. To the fullest extent permissible by law, Legal Bay, LLC makes no representations or warranties of any kind, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, non-infringement, or that the use of the Services will be uninterrupted or error-free.

b. Limitation of Liability

In no event shall Legal Bay, LLC, its directors, officers, employees, agents, successors, or assigns be liable for any indirect, incidental, special, punitive, or consequential damages arising out of or in connection with your use or inability to use the Services, including, without limitation, any damages resulting from loss of use, data, or profits, whether or not Legal Bay, LLC has been advised of the possibility of such damages, and on any theory of liability. This limitation of liability applies to all damages of any kind, including but not limited to compensatory, direct, indirect, or consequential damages; loss of data, income or profit; loss or damage to property; and claims of third parties.


Article 5: General Terms

a. Amendments to the Terms

Legal Bay, LLC reserves the right, in its sole discretion, to revise, update, change, modify, add to, supplement, or delete certain terms of these Terms at any time without prior notice. You are responsible for periodically reviewing the Terms for changes. Your continued use of the Services following the posting of any changes to the Terms constitutes acceptance of those changes.

b. Governing Law

These Terms and your use of the Services shall be governed by and construed in accordance with the laws of the jurisdiction in which Legal Bay, LLC is headquartered, without giving effect to any principles of conflicts of law. Any legal action or proceeding between Legal Bay, LLC and you related to these Terms shall be brought exclusively in a court of competent jurisdiction in said jurisdiction.

c. Entire Agreement

These Terms, together with any additional terms and conditions or policies referred to and incorporated herein (including the Privacy Policy), constitute the entire understanding and agreement between you and Legal Bay, LLC as to the subject matter hereof, and supersede all prior negotiations, commitments, and writings.

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