Any and all quotes listed anywhere on this site are subject to underwriting approval as a bona fide settlement funding case only. Only Legal-Bay and its underwriting team can determine this distinction. Any quoted APR prices anywhere on this site are based on first year pricing only due to compounding interest. Any quoted monthly usage rates anywhere on this site are based on compounding interest. Compounding interest will increase your actual monthly rate and payback amount over time. Any quoted contract values anywhere on this site include administrative, underwriting and due diligence, and possibly broker fees; to be determined on final contract pricing quote. Fees added to your funding contract will increase your actual APR compared to your net funding amount. In the event that certain jurisdictions consider these cases to be considered a loan and not a non-recourse cash advance, then the rates will automatically default to the highest usury rate in that particular jurisdiction. None of the quoted prices on this site include cases that are not directly funded by Legal-Bay, we cannot represent pricing on cases that are approved and/or funded by 3rd parties whether directly or indirectly affiliated by Legal-Bay. Legal-Bay never charges upfront fees whatsoever, in the event that your ultimate approval pricing is not consistent with your expectations you have the right to deny the funding without any cost whatsoever to you the consumer. Under no circumstances are you entitled to any pricing on this site, or a minimum of 3 month payback or 36 month “cap out” or maximum payback. However, Legal-Bay will do our best to provide you the best possible rate based on your particular case and circumstances, so that you, the consumer, is satisfied. None of the quoted prices on this site include pre-settled cases whatsoever; or cases that may be deemed to be settled, yet still can be appealed – for any reason whatsoever – and ultimately lost by the plaintiff and/or Legal-Bay.